Your lawyer will tell you that insurance adjusters are to personal injury claims what peanut butter and jelly are to bread: you can’t have one without the other. This will give you a great advantage when settling your own personal injury claim and/or case.
What do insurance adjusters do?
Personal injury lawyers in Gilroy know that insurance adjusters may seem to be friendly towards you, but they are really not your friends. Instead, they are trained professionals who want to keep their jobs and advance through their companies. Their goal is to settle your claim as quickly as possible while giving you the lowest settlement value possible.
Note that your claim may be handled by an insurance adjuster service, if the insurance company does not have an office in your area. They do the same thing and have the same goal as regular insurance adjusters. The main difference is that their authority is limited and therefore they may need approval from their supervisors before approving and paying a particular settlement amount that is higher than that of their range.
You may be filing a personal injury claim with a government entity. Your personal injury lawyer will tell you that you will be going through the same process. The only difference is that your final settlement amount (if you even get it) may be amazingly low. This is because government agencies are much more stringent in disbursing settlement amounts than private entities are.
You may even be dealing with another lawyer (not a personal injury lawyer!)If this is the case, expect the process to be the same. Do not be surprised if the lawyer tries to be more argumentative and is less willing to accede to your settlement demands. These people are more familiar with the law and may try a few tactics to try to lower your settlement amount. However, you can always fight back, especially if you have a good personal injury lawyer.
How do adjusters settle claims?
You may be surprised to discover the claims and negotiations processes proceeding smoothly and quickly after the adjuster knows that you know the true value of your claim. You will also know more about your claim than the adjuster does. These people are busy and may only spend a few minutes a day reviewing your case. You can use your firsthand experience and in-depth knowledge of the claim to negotiate the settlement that you want and need with the adjuster. Just remember that experienced adjusters have higher settlement limits than newer adjusters.
You can win the settlement that you want
Now that you know how insurance adjusters work, it’s entirely possible for you to win the settlement amount that you want and need!